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Deposit Rates
CD Specials (Includes IRA's)
Rates Effective as of June 11, 2008
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|
Type
|
Balance Required
|
Interest Rate
|
Compounding
|
Annual Percentage Yield
|
|
5 Months
|
$2,500 - $99,999
|
3.00%
|
Interest at Maturity
|
3.03%
|
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18 Months
|
$1,000 - $99,999
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3.20%
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Quarterly
|
3.24%
|
Substantial penalty for early withdrawal.
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Checking
Rates Effective as of June 11, 2008
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|
Type
|
Balance Required
|
Interest Rate
|
Compounding
|
Annual Percentage Yield
|
|
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NOW Checking
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$0
|
0.60%
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Monthly
|
0.60%
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Rates may change after the account is open.
Fees may reduce earnings on the account.
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Savings
Rates Effective as of June 11, 2008
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|
Type
|
Balance Required
|
Interest Rate
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Compounding
|
Annual Percentage Yield
|
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Regular Savings
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$0
|
1.00%
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Daily
|
1.01%
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Money Market Deposit Acct
|
$9,999 or less
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1.10%
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Monthly
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1.11%
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Money Market Deposit Acct.
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$10,000-$24,999
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1.30%
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Monthly
|
1.31%
|
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Money Market Deposit Acct.
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$25,000-$74,999
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1.60%
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Monthly
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1.61%
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Money Market Deposit Acct.
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$75,000 or more
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2.40%
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Monthly
|
2.43%
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Rates may change after the account is open.
Fees may reduce earnings on the account.
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Certificates of Deposit
Rates Effective as of June 11, 2008
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|
Type
|
Balance Required
|
Interest Rate
|
Compounding
|
Annual Percentage Yield
|
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7 Days
|
(min. of $100,000)
|
2.60%
|
Interest at Maturity
|
2.63%
|
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7-31 Days
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(min. of $2,500)
|
1.75%
|
Interest at Maturity
|
1.76%
|
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3 Months
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(min. of $2,500)
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2.50%
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Interest at Maturity
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2.52%
|
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6 Months
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$2,500 - $9,999
|
2.70%
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Interest at Maturity
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2.72%
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6 Months
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$10,000 - $24,999
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2.80%
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Interest at Maturity
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2.82%
|
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6 Months
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$25,000 - $99,999
|
2.95%
|
Interest at Maturity
|
2.97%
|
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12 Months
|
$500 - $9,999
|
2.75%
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Quarterly
|
2.78%
|
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12 Months
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$10,000 - $99,999
|
3.00%
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Quarterly
|
3.03%
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24 Months
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$500 - $9,999
|
2.75%
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Quarterly
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2.78%
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24 Months
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$10,000 - $99,999
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3.00%
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Quarterly
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3.03%
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36 Months
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$500 - $9,999
|
2.80%
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Quarterly
|
2.83%
|
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36 Months
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$10,000 - $99,999
|
3.05%
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Quarterly
|
3.09%
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48 Months
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$500 - $9,999
|
2.85%
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Quarterly
|
2.88%
|
|
48 Months
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$10,000 - $99,999
|
3.10%
|
Quarterly
|
3.14%
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Substantial penalty for early withdrawal.
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Individual Retirement Accounts
Rates Effective as of June 11, 2008
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|
Type
|
Balance Required
|
Interest Rate
|
Compounding
|
Annual Percentage Yield
|
|
12 Months
|
$500 - $9,999
|
2.75%
|
Quarterly
|
2.78%
|
|
12 Months
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$10,000 - $99,999
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3.00%
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Quarterly
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3.03%
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24 Months
|
$500 - $9,999
|
2.75%
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Quarterly
|
2.78%
|
|
24 Months
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$10,000 - $99,999
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3.00%
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Quarterly
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3.03%
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36 Months
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$500 - $9,999
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2.80%
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Quarterly
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2.83%
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36 Months
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$10,000 - $99,999
|
3.05%
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Quarterly
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3.09%
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48 Months
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$500 - $9,999
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2.85%
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Quarterly
|
2.88%
|
|
48 Months
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$10,000 - $99,999
|
3.10%
|
Quarterly
|
3.14%
|
Substantial penalty for early withdrawal.
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IRA Savings
Rates Effective as of June 11, 2008
|
|
Balance Required
|
Interest Rate
|
Compounding
|
Annual Percentage Yield
|
|
$0
|
2.40%
|
Daily
|
2.43%
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Rates may change after the account is open.
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Health Savings Account
Rates Effective as of June 11, 2008
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|
Balance Required
|
Interest Rate
|
Compounding
|
Annual Percentage Yield
|
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$499.99 or less
|
1.00%
|
Daily
|
1.01%
|
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$500.00 - $2,499.99
|
2.00%
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Daily
|
2.02%
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$2,500.00 - $9,999.99
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2.50%
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Daily
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2.53%
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$10,000.00 or more
|
3.00%
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Daily
|
3.05%
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Rates may change after the account is open.
Fees may reduce earnings on the account.
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On Savings, NOW and Money Market Accounts, rates may change after the account is opened. Fees may reduce earnings on the account.
On variable rate IRAs, rates may change after the account is opened.
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