Nonpublic personal information means
information about you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records. Hereafter, we will use the term "information"
to mean nonpublic personal information as defined in this section.
An affiliate is a company we own
or control, a company that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us. Ownership does not
mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a
person we do not employ or a company that is not an affiliate of ours. This is
also known as nonaffiliated third party, or simply, an
"other party.
THE INFORMATION WE COLLECT
We collect information about you from the
following sources:
- Information you give us on applications or
other forms
- Information about your transactions with us
- Information about your transactions with other
parties
- Information from a consumer reporting agency
- Information we receive as a result of
verifying customer information
THE CONFIDENTIALITY, SECURITY,
AND INTEGRITY
OF YOUR INFORMATION
We restrict access to information about you to
those employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural safeguards to
protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except
as disclosed in this policy or as permitted by law. Examples of this might include disclosures
necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER
CUSTOMERS
We do not disclose information about former
customers, except as permitted by law.
AUTHORIZED SHARING - OUTSIDE MARKETING SERVICES
We may disclose the following information to companies that perform marketing
services on our behalf
- Information you give us on an application or other forms, such as:
- Name
- Address
- Age
- Telephone number
We disclose the information listed above with companies that perform marketing
services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also
disclose information about you to other outside marketing services as permitted by law.
Types of Businesses
Here are the types of businesses with whom we may disclose information for
outside marketing purposes:
- Service providers that perform marketing services for us, such as:
- Telemarketing companies
- Direct mail companies
Reasons For Disclosing
We may disclose information about you to companies that perform marketing services
on our behalf to provide you with information about additional products and services.
